Super Prime Crisis

Second chance lending and Sub Prime Crisis has become the flavor of every unending discussion in any B School today. For the non B School Junta "Sub prime crisis is the result of the practice of giving loans to borrowers who do not qualify for the best market interest rates because of their deficient credit history. " (Hence the term "Sub-Prime")

My repealing attitude over financial subjects needs no mention and the fact was elucidated when I scored a paltry 4 off 20 in a recent class test we had. This was inspite of me being confident that I understood every term and word the teacher taught. My stint with such Sub Prime scores is not a recent phenomenon as numerous other single digit scores have graced my result card in school, college and my corporate life. This brings me into a strategic crisis which I call it a Super Prime Crisis i.e. inability to score even double digit marks which i rate as my Prime level.

This reminds me of my Project Manager, who once barged into my cubicle complaing that the latest issue that I had resolved had ended up making the system 10 folds slower. (the issue was to make the system slightly faster.. ;)) and thereby justifying my appraisal rating of 2/5. The ten minutes he spent in my cubicle seemed ages and when he asked a justification from me, all i could do was "Yawn...". Irritated, he left muttering a few graceful words in his mother tongue. I felt an eternal bliss. You see, everyone has the ability of making someone happy, some by entering the room, others by leaving it.

Both in my professional life and redeemed student life now, I have seen dozens of hardworkers (GMs as i call them - Gadha Mazdoors) around. Hardwork seems to be the essence of so many people around me. Some work hard on certifications, some on corporate project while some slog for the numerous committees and some get engrossed in case studies. Hardwork seems to spotlight the character of everyone here - Some turn up their sleeves while others turn up their noses.... And amidst the population are also "Sub Primers" who just don’t turn up at all..

With the results of our 2nd trimester round the corner, the fear of "Super Prime Crisis" still haunts me and each passing day makes me feel that the bond between me and the crisis is as strong as a covalent bond.. Sometimes it just seems that such "Super Prime Crisis" is like a lollipop in anyone’s life... It sucks until it is gone!!!